See any spend as hours worked, goal impact, or future value before you commit.

Get nudged the moment a charge is pending via your linked bank (Plaid).

Link Visa & Mastercard cards for alerts the second you tap or swipe.

Block impulse buys instantly by freezing your card for a set time.

Auto-flag purchases during your late-night weak spots.

Track progress toward what matters. One goal free; unlimited on Premium.

Add cash, investments and property to see your full picture.

Share goals and see a combined household view together.

Unlimited personalized AI money chat, tuned to your spending.

Understand why you overspend — not just when — with weekly AI insights.

Forecast the days your balance runs tight before they arrive.

A single score that tracks your money habits over time.

See what a purchase could be worth if invested instead.

Your fastest, cheapest route to debt-free, mapped out.

Spot bills you’re overpaying and get help lowering them.

Know if you’re overpaying on recurring subscriptions.

Spot unwanted subscriptions and we’ll cancel them for you — hands-free.

Purchases translated into your profession’s language.

Unlock Premium free if your company offers CliqSpend.

A beautiful interface that adapts to your device.

Protect your finances with Face ID or fingerprint.

Every alert and nudge in one place — clear them anytime.